Sunday, 24 September 2017

Postman may soon become the point of contact for all your financialwork : A News from The Economic Times

Date : 24.9.2017

Postman may soon become the point of contact for all your financialwork : A News from The Economic Times




Your postman may soon become the point of contact for all your financial work. Read how

NEW DELHI: Come 2018 and the humble postman will be armed with a high-tech device that will enable him to carry out various financial transaction at the door step of people. 

The India Post Payment Bank, which plans to launch nationwide operations by March 2018, is coming up with a large contract to source such devices for more than 1.5 lakh postmen. 

The equipment, a micro-ATM of sorts, will have a biometric reader, a printer and a debit card and credit card reader attached to it. A tender for 2 lakh such devices is almost ready and will be released in a month’s time, India Post Payment Bank chief executive AP Singh told ET. Hewlett Packard Enterprise has already been chosen to build the backend for India Post Payment Bank as a system integrator. 

“The idea is to streamline and focus on payments through the bank. We have identified close to one dozen payments, including utility bills such as gas and electricity, mobile, DTH, school fees, etc.”, which the payments bank will seek to facilitate, Singh said. India Post is working on an app that will enable these payments. 

It will also allow booking of bus and unreserved train tickets, categories which are highly cash dependant. “Even small payments such as for fruits and vegetable, and welfare payment transfers under the direct benefits transfer scheme are on the radar,” said Singh. 

“We have to focus on payments rather than deposits,” said Singh. Reserve Bank of India rules don’t allow payments banks to take deposits, the key and cheap source of funds for conventional banks. To generate revenue, India Post Payment Bank will charge each payment transaction that happens through its app, either from the customer or the bill company, Singh said. 

“The Post Office already has 35 crore accounts, we are targeting around 8 crore households in the next five years (as customers for the payments bank).” 

At a recent UN conference, Singh had said while private sector rivals such as Paytm and Airtel Payments Bank would skim the market from the top, India Post would have a bottoms up approach. Arming the postman with the micro-ATM and turning him into a sort of a banking correspondent may be part of the plan to target rural and the semi-urban areas. 

“The micro ATM and the banking correspondent model has been tried and may help in turning cash into digital at the last leg, even though it may take some time,” said Vivek Belgavi, partner and India FinTech Leader at PwC. 

In a village, the nearest bank branch may be 10-25 kms away and the India Post, with its huge network of post offices and postmen, may be able to effectively cater to that audience, he added. The proposed India Post app will allow person-to-person transactions. 

In the dozen key bill payments it is targeting, those who aren’t familiar with operating an app on their own can approach the postmen armed with micro-ATMs to help them make payments. 

Meanwhile, as opposed to the earlier plan of having separate branches for the payment bank, India Post is looking to capitalise on the existing network of 1.55 lakh post offices and 3 lakh employees on the postal network.

Source:-The Economic Times

Saturday, 23 September 2017

Prescription of Medicines by Generic and Legible Prescriptions by Generic Names – CGHS Orders

Date : 23.9.2017

Prescription of Medicines by Generic and Legible Prescriptions by Generic Names – CGHS Orders

Government of India
Ministry of Health and Family Welfare
Department of Health & Family Welfare
Directorate General of CGHS
Office of the Director,CGHS
No: Z 15025/83/2017/DIR/CGHS
545-A Nirman Bhawan, New Delhi
Dated the 8th September, 2017
OFFICE MEMORANDUM
Subject :- Prescription of Medicines by Generic and legible prescriptions by Generic names
With reference to the above mentioned subject attention of the Chief Medical Officers and other Medical officers of all CGHS Wellness Centres and Specialists of CGHS is drawn to the instructions issued by Ministry of Health & Family Welfare has vide Z 25015-H-l dated 18th April, 2017 reiterating the regulations of MCI as amended vide Notification dated 215t November 2016 for strict adherence.
“Every Physician should prescribe drugs with generic name legibly and preferably in Capital letters and he/she shall ensure that there is a rational prescription and use of drugs.”
Therefore, the Chief Medical Officers and other Medical officers of all CGHS Wellness Centres and Specialists of CGHS shall comply with the Notification of MCI to ensure that prescription is only by generic name wherever generic drugs are available
sd/-
(Dr. D.C.Joshi)
Director, CGHS


Authority: http://cghs.gov.in/

Friday, 22 September 2017

Mascot Design Competition for Postal life Insurance/Rural Postal Life Insurance.

Date : 23.9.2017

Mascot Design Competition for Postal life Insurance/Rural Postal Life Insurance.




Grant of Dearness Allowance Revised Rates from 01/07/2017 - Department of Posts Order

Date : 22.9.2017

Grant of Dearness Allowance Revised Rates from 01/07/2017 - Department of Posts Order.


Holding of additional charge of CPMG, Uttarakhand Circle by Dr. Y.P.Rai (IPoS-1984), CPMG, Uttar Pradesh Circle

Date : 22.9.2017

Holding of additional charge of CPMG, Uttarakhand Circle by Dr. Y.P.Rai (IPoS-1984), CPMG, Uttar Pradesh Circle



Promotion and posting of Senior Time Scale (STS) officers of the Indian Postal Service (IPoS), Group 'A' to Junior Administrative Grade (JAG) of the Service and transfers/postings of Junior Administrative Grade (JAG) officers

Date : 22.9.2017

Promotion and posting of Senior Time Scale (STS) officers of the Indian Postal Service (IPoS), Group 'A' to Junior Administrative Grade (JAG) of the Service and transfers/postings of Junior Administrative Grade (JAG) officers.



Thursday, 21 September 2017

GUIDELINES FOR USE OF RTI ONLINE PORTAL

Date : 22.9.2017

GUIDELINES FOR USE OF RTI ONLINE PORTAL



  1. This Web Portal can be used by Indian citizens to file RTI application online and also to make payment for RTI application online. First appeal can also be filed online. 
  2. At present, an applicant who desires to obtain any information under the RTI Act can make a request through this Web Portal to only Department of Personnel and Training (DoPT). 
  3. On clicking at “Submit Request”, the applicant has to fill the required details on the page that will appear. 
    The fields marked * are mandatory while the others are optional. 
  4. The text of the application may be written at the prescribed column. 
  5. At present, the text of an application that can be uploaded at the prescribed column is confined to 500 words only. 
  6. In case an application contains more than 500 words, it can be uploaded as an attachment, by using column 
    “Supporting document”. 
  7. After filling the first page, the applicant has to click on “Make Payment” to make payment of the prescribed fee. 
  8. The applicant can pay the prescribed fee through the following modes:
    (a) Internet banking through SBI and its associated banks;
    (b) Using credit/debit card of Master/Visa. 
  9. Fee for making an application is as prescribed in the RTI Rules, 2012. 
  10. After making payment, an application can be submitted. 
  11. No RTI fee is required to be paid by any citizen who is below poverty line as per RTI Rules, 2012. However, the applicant must attach a copy of the certificate issued by the appropriate government in this regard, alongwith the application. 
  12. On submission of an application, a unique registration number would be issued, which may be referred by the applicant for any references in future. 
  13. The application filed through this Web Portal would reach electronically to the “Nodal Officer” of DoPT, who would transmit the RTI application electronically to the concerned CPIO. 
  14. In case additional fee is required representing the cost for providing information, the CPIO would intimate the applicant through this portal. This intimation can be seen by the applicant through Status Report or through his/her e-mail alert. 
  15. For making an appeal to the first Appellate Authority, the applicant has to click at “Submit Appeal” and fill up the page that will appear. 
  16. The registration number of original application has to be used for reference. 
  17. As per RTI Act, no fee has to be paid for first appeal. 
  18. At present, an applicant/the appellant can see the following status :
    (i) Application filed on..
    (ii) Additional fees, if required..
    (iii) Appeal filed on..
    (iv) Replied on.. 
  19. The applicant/the appellant should submit his/her mobile number to receive SMS alert. 
  20. All the requirements for filing an RTI application and first appeal as well as other provisions regarding time limit, exemptions etc., as provided in the RTI Act, 2005 will continue to apply.

Wednesday, 20 September 2017

Article 19 (1)(b) guarantees to all citizens of India rights “to assemble peaceably and without arms”. This right includes the rights to hold meetings and to take out processions.

Date : 21.9.2017

Article 19 (1)(b) guarantees to all citizens of India rights “to assemble peaceably and without arms”. This right includes the rights to hold meetings and to take out processions.









Right to Peaceful Assembly



  • ARTICLE 19-
Article 19 of the Indian Constitution is one of the most important articles constituting the ‘basic freedoms’ guaranteed to every citizen of India. Article 19(1) provides that all citizens shall have the right to freedom of speech and expression, assembly, associations, movement, residence and practicing any trade, business, occupation or profession. Article 19 (1)(b) guarantees to all citizens of India rights “to assemble peaceably and without arms”. This right includes the rights to hold meetings and to take out processions.
The right is however subject to the following restrictions. :-
          1) The assembly must be peaceful and harmonious;
          2) It must be unarmed and not threatening the safety of the people;
          3) Reasonable restrictions can be imposed under clause 3 of article 19.
The right to assembly embodies the very idea of a democratic government. Article 19(1)(b) thus includes the right to hold meetings and to take out processions. However, this right is not absolute but restrictive in nature. The assembly must be non-violent and must not breach public peace. Disorderly and/or riotous assembly will not be protected under Article 19(1)(b) and clause 3 of article 19 would then come into picture. Reasonable restrictions imposed under Article 19(3) are in the interests of sovereignty and integrity of India or public order. Article 19(b) has always been an issue of debate in the country. It has been reviewed, studied and interpreted numerous times by the Supreme Court. Section 144 of the Code of Criminal Procedure also talks about unlawful assemblies. Section 144(6) gives the government the power to make an assembly of 5 or more people in certain cases an unlawful assembly. Chapter viii of the Indian Penal Code lays down that the conditions when an assembly becomes ‘unlawful’. According to this section, an assembly of five or more persons becomes an unlawful assembly if the common object of the persons comprising the assembly is-
    (a) to repel and resist the execution of any law or legal process,
    (b) to commit any sort of mischief or criminal trespass,
    (c) to obtain the possession of any property using force,
    (d) to impel and coerce a person to do what  he is not legally bound to do or omit which he is legally entitled to do, 
     (e) to overawe, that is, to appall and astonish the government by means of criminal force or show of criminal force or any public servant in the exercise of his lawful powers.
  • CAN THE STATE RESTRICT A CITIZEN’S RIGHT TO PROTEST?
 The question that arises in most of the cases relating to Article 19(1)(b) is that can the state restrict a person’s right to protest? In a landmark judgment given by the Supreme Court on the incident that took place on the midnight of 4-5th June, 2011 at Ramlili Maidan, Delhi where Baba Ramdev and his supporters were carrying on a protest against corruption and black money. Their protest was against the government who failed in taking effective steps to curb the menace of black money and corruption in India. The apex court has held that the protest was peaceful. Satyagraha which is beyond the concept of ‘passive resistance’ forms the essence of democracy. Saytagraha is not aggression but non-violence and its force lay in truth and the ability to struggle for it. Supreme Court in this judgment has upheld the right to peaceful protest as a Constitutional right and the right to assemble and demonstrate by holding dharnas is the basic features of an effective democratic system. People in a democracy have a right to raise their voices against the decisions and unreasonable actions of the government or to express their opinion on any subject of national importance. The government is obliged to respect and encourage the exercise of such rights. However, recently political powers have resorted to the use of police powers to stop the people from exercising their constitutional right of peaceful assembly. In this case also, police powers were used to dictate that the size of the protest must be small and not very large. Also, section 144 of the CrPC was unlawfully imposed. In this regard, the Supreme Court observed that the decision to forcibly evict people sleeping at the Ramlila Maidan at midnight of 4-5th June 2011 taken by either the police independently or on consultation with the Ministry of Home Affairs was arbitrary, abuse of power and improper. It was an invasion of legal protections available to the people present there. Thus the restriction was unwarrantedly executed and showed the might of the State.
However, after these observations this judgment took a strange turn and said that it is the obligation of every protestor to obey every lawful order. Neither the imposition of section 144 nor the withdrawal of permission or the forceful eviction of the protestors were lawful so why should the protestors have had accepted such an order? A protestor who organizes a peaceful protest within his constitutional rights is equally entitled not to accept an illegal order denying his right to protest. He should not run the risk of being punished if the order is held to be unlawful. But what the judgment hints at is that every time a person’s fundamental right to protest is intercepted by the State, he must immediately accept those orders or he would have to suffer the punishment.
But, a citizen cannot be compelled to relinquish is fundamental right just because the State decides to restrict his right to protest. The judgment upheld the right to protest as a fundamental right of speech and assembly but it presented a highly doubtful proposition by saying that once the right to protest is denied the protestor must accept this denial or run the risk of contributory negligence to the police oppression. This part of the judgment needs to be extensively discussed and debated upon to find out its flaws and should probably be reconsidered.
Source:Law Times Journal

Circle Relaxation Committee Meeting on 20.9.2017 in Telangana Circle : Recommended & Rejected GDS Compassionate Engagements

Date : 21.9.2017

Circle Relaxation Committee Meeting on 20.9.2017 in Telangana Circle : Recommended & Rejected GDS Compassionate Engagements








Disbursement of Salary for the month of September , 2017 : Ministry of Finance

Date : 20.9.2017

Disbursement of Salary for the month of September , 2017 : Ministry of Finance

Disbursement of Salary on 26.9.2017 for the month of September , 2017 in West Bengal

Central Government Departments may pay their Salaries on the last working day of the September month in other States.


Grant of Dearness Allowance to Central Government employees – Revised Rates effective from 01.07.2017 : Finance Ministry Order

Date : 20.9.2017

Grant of Dearness Allowance to Central Government employees – Revised Rates effective from 01.07.2017 : Finance Ministry Order.


Travel entitlements of Government employees for the purpose of LTC post Seventh Central Pay Commission-clarification reg : DoPT

Date : 20.9.2017

Travel entitlements of Government employees for the purpose of LTC post Seventh Central Pay Commission-clarification reg : DoPT Order dated 19.9.2017.




Cabinet approves Productivity Linked Bonus for Railway Employees

Date : 20.9.2017

Cabinet approves Productivity Linked Bonus for Railway Employees Payment before Dussehra/Puja Festival season Incentive to Improve Productivity and Efficiency of Railways 

The Union Cabinet chaired by the Prime Minister Shri Narendra Modi has given its approval to pay Productivity Linked Bonus (PLB) equivalent to 78 days wages to eligible non-gazetted railway employees (excluding RPF/RPSF personnel) for the financial year 2016-17. About 12.30 lakh non-gazetted Railway employees are likely to benefit from the decision. This payment will be made before Dussehra/Puja holidays, bringing a smile to lakhs of families ahead of the festive season.

The payment of PLB would serve as an incentive, and result in motivating a large number of Railway employees, particularly those involved in execution and operations of railways, to improve their productivity and ensure safety, speed and service for Railway customers. Indian Railways operates on the principle of maximum public welfare, and in this context, this bonus payment will help in improving accountability and efficiency in railways operations.

The financial implication of payment of 78 days' PLB to railway employees has been estimated to be Rs. 2,245.45 crores. The wage calculation ceiling prescribed for payment of PLB is Rs. 7,000/- p.m. The maximum amount payable per eligible railway employee is Rs. 17,951 for 78 days. 



PIB

Franking Services : India Post

Date : 20.9.2017

Franking Services : India Post

1. What is Franking Machine?
A postal franking machine is a stamping machine intended to stamp impressions of dies of approved design on private and official postal articles in payment of postage and postal fees

2. Who can use Franking Services ?
Any customer having an registered account on IndiaPost site, can use Franking services on IndiaPost Site.Alternatively Franking Services are available at selected Post Offices also.


3. What services are available to the Franking Machine Users?
IndiaPost Site provides various services to the Franking machine users (FMU) through which they can very easily manage there Franking Machine Usage.Services provided at IndiaPost Site is intended to give a personalised Account experience with the service as listed below :- 

1. Pay License fee for new/renewal of License 
2. Apply for new Franking Machine License 
3. Apply for renewal of Franking Machine License 
4. Apply for cancellation of License/Franking Machine 
5. Apply for change in address of Franking Machine 
6. Recharge Franking Machine License 
7. View the details of all your Franking Machine License 
8. Request to change the Rebate Processing Mode

4. From where can I use Franking Services on IndiaPost Site?
Login to portal with your registered account and Goto Home-->>Business Solutions-->> Franking Services. 
All the Franking services will be available to you for use.

5. How can I use Franking Services on IndiaPost Site?
IndiaPost site provides you two possible ways for creating and manageing your account 
1. If you are a new Franking Machine User you can register yourself on IndiaPost Site and can then Make a New License Fee Deposit through your registered Account to get your Franking Customer ID 
2.If you already posses a valid Franking Customer ID in IndiaPost you can register yourself on IndiaPost Site and can link you Franking customer ID to your registered Account to avail the Franking Services on IndiaPost Site

6. How much money I have to pay to apply for new Franking Machine License ?
The Fee for applying for a New license is 375 INR.

7. How can I apply for a Franking Machine License?
To Apply for a New License you have to deposit fee for New License either at IndiaPost Site by paying online through your registered Account or at Post Office counter, and then raise the license request for your franking Machine. To raise the License request at IndiaPost Site you can login to your registered account and Goto : Home-->>Business Solutions-->> Franking Services -->>Franking Machine License Request

8. What are the different type of Franking Machine Licenses for which I can apply ?
India Post Provides three categories for the Franking machine Licenses 
1)Individual 
2)Commercial 
3)Departmental 
You can apply for Individual and Commercial licenses through you registered account on IndiaPost Site.For Departmental License you have to visit the Post Office Counter

9. What is the activation/validation period for Franking Machine License?
Any Franking machine license is valid for 5 years after date of License generation request. After 5 years License will automatically get expire. To renew your license you have to raise renew request for particular license and pay renewal fee for the same.

10. What if my Franking Machine License has expired ?
When Franking machine license got expired,you have to raise a request for renewal of license.Prior to raising a request for renewal you have to pay the renewal fee for that particular license.India Post site provides you this service just a click away. To raise the request for License renewal and Fee Deposit at IndiaPost site you can login to your registered account and Goto : Home-->>Business Solutions-->> Franking Services

11. What is the renwal fee for the expired License?
Renewal Fee for the expired license is  475 INR

12. When can I renew my Franking Machine license?
You can renew your license anytime before 11 months from date of expiry till license expiry date with renwal fee of 375 INR

13. How can I renew my Franking machine license?
After depositing fee for renewal of your franking machine License you can raise a request for license renewal for that machine.

14. How can I cancel my franking machine license?
You can raise the cancellation request for your franking machine license either from IndiaPost Site Or by visiting Post Office counter.To raise the License cancellation request at IndiaPost Site you can login to your registered account and Goto :  Home-->>Business Solutions-->> Franking Services -->>License cancellation request

15. How can I recharge my Franking machine license Online?
India Post Site provides you the facility to recharge your Franking machine by paying online either through your credit/debit card or your POSB Net banking account.To recharge at IndiaPost Site you can login to your registered account and Goto :  Home-->>Business Solutions-->> Franking Services -->>Recharge Franking Machine License

16. What is the minimium recharge amount for franking machine license?
You have to make a first recharge of  minimum 2000 INR . Afterwards you can make sebsiquent recharges as per your business requirement starting from 1000 INR.

17. What if I want to change my franking machine location?
IndiaPost Site provides you  the facility to raise a Address Change request for your franking machine in a very simple way.Login with your registered account and Goto : Home>>Business Solutions>>Franking Services>> Address Change Request

18. Where can I view my Franking Machine License Details?
To view your Franking Machine License  Details,you just need to login with your registered account and Goto : Home>>Business Solutions>>Franking Services>>View Franking machine licenses on IndiaPost Site.

19. Can I change the Rebate Processing mode for the License online?
IndiaPost Site provides you  the facility to raise a request for changing rebate mode of  your franking machine license in a very easy way.You just need to login with your registered account and Goto : Home>>Business Solutions>>Franking Services>> Rebate Processing Instructions

20. Can I use Franking Services without having account on IndiaPost Site?
To use Franking services on IndiaPost Site you should be a registered user of IndiaPost Site.Or you can avail the Franking Facilities by visting the Post Office Counter.However ,Having an Account on IndiaPost site gives you a personalised Experience  with the facility of easily managing your Franking Activities as per your comfort from anywhere any time     
            
21. Where can I see my last transactions?
Login to IndiaPost Site with your registered Account and  Goto :Home>> My Transaction History  to view your Transaction.

Central Government Employees Group Insurance Scheme-1980 - Tables of Benefits for the savings fund for the period from 01.07.2017 to 30.09.2017 : Department of Posts

Date : 20.9.2017

Central Government Employees Group Insurance Scheme-1980 - Tables of Benefits for the savings fund for the period from 01.07.2017 to 30.09.2017 : Department of Posts





First Pension Adalat inauguration, Launching of Mobile App of Pensioners Portal & Award for outstanding contribution towards 'Anubhav'

Date : 20.9.2017

First Pension Adalat inauguration, Launching of Mobile App of Pensioners Portal & Award for outstanding contribution towards 'Anubhav'

Press Information Bureau
Government of India
Ministry of Personnel, Public Grievances & Pensions
19-September-2017 10:57 IST

Dr Jitendra Singh to inaugurate first ‘Pension Adalat’ tomorrow
Pensioners for outstanding contribution towards ‘Anubhav’ to be awarded
Mobile App to avail the services of Pensioners’ Portal also to be launched

The Union Minister of State (Independent Charge) Development of North-Eastern Region (DoNER), MoS PMO, Personnel, Public Grievances & Pensions, Atomic Energy and Space, Dr Jitendra Singh will inaugurate the first ‘Pension Adalat’ here tomorrow. He will also award the Pensioners for their outstanding contribution towards ‘Anubhav’ – a platform for retiring employees for sharing their experience of working with Government. Moving ahead from e-governance to m-governance, a Mobile App has been created to avail the services of Pensioners’ Portal which will also be launched by Dr Jitendra Singh tomorrow. As a measure of welfare to the pensioners of Government of India, a workshop on Pre-Retirement Counseling (PRC) of 300 retiring Central Government employees is also scheduled to be held. The event is being organized by Department of Pension & Pensioners’ Welfare, Ministry of Personnel, Public Grievances and Pensions, Government of India.

The objective of this workshop is to create awareness about the post-retirement entitlements as well as an advance planning for life after retirement. There will be four interactive sessions which will cover inter-alia, the road map to retirement, medical facilities for pensioners, re-engagement of retired people for voluntary social activities under ‘Sankalp’. There will be another session on Income Tax and other benefits for senior citizens as well as investment and financial planning for retired people and the Importance of writing a Will.

The Pension Department in this programme will launch the first of a series of Pension Adalats which is being convened with the objective of bringing on a common table the aggrieved pensioner, the concerned department, the bank or CGHS representative, wherever relevant, so that such cases can be settled across the table within the framework of extant rules.

The Mobile App to be launched tomorrow will be extending all the services meant for the pensioner, which are currently available on the Pensioners’ Portal of the department, to the mobile handset. With this App, a superannuating Central Government official will be able to monitor the progress of his pension settlement, and retired officials will be able to self-assess their pension through the pension calculator and will also be able to register their grievances, if any, and get updates on orders issued by the Department.

The ANUBHAV AWARDS 2017 will be presented to 17 pensioners for their contribution towards creating institutional memory for the departments. Anubhav scheme had been instituted on the call of Prime Minister Shri Narendra Modi to encourage retiring/retired employees to submit their experiences while working in the government with the objective to create an institutional wealth for the government for future governance as well as to enthuse and inspire the future generations of government officials in their respective assignments.

Tuesday, 19 September 2017

SB Order 12/2017 : Department of Posts

Date : 19.9.2017

Revision of Commission payable to SAS agents on Kisan Vikas Patra (KVP) : Ministry of Communications.




Grant of Non-Productivity Linked Bonus (Ad-hoc Bonus) to the Central Government Employees for the year 2016-17 : Finance Ministry

Date : 19.9.2017

Grant of Non-Productivity Linked Bonus (Ad-hoc Bonus) to the Central Government Employees for the year 2016-17 : Finance Ministry






Productivity Linked Bonus(PLB) for the accounting Year 2016-2017 : Department of Posts

Date : 19.9.2017

Productivity Linked Bonus(PLB) for the accounting Year 2016-2017 : Department of Posts.